Expert Finance Broker in Melbourne
With over 20 years of experience, Innovate Lend is your expert finance broker in Melbourne.
We specialise in securing the best deals for commercial property, construction loans, business loans, cash flow lending, and SMSF, giving you the confidence that your financial needs are in capable hands.
Get in touch today and let us help you find the best loan option
Why Choose Innovate Lend?
At Innovate Lend, we stand out as a premier finance broker in Melbourne. We bring over 20 years of industry expertise to our clients.
Our commitment to excellence and personalised service is at the core of what we do. We ensure that we explore all possibilities to secure the most competitive interest rates and financing options tailored to your unique needs.
Extensive Experience
With two decades in the financial industry, our team has the knowledge and expertise to navigate complex lending scenarios.
Wide Lender Network:
Partnering with over 40 different lenders, we provide diverse and competitive financing solutions.
Certified Professionals
Our brokers hold MFAA certifications, Diplomas in Financial Services, and Bachelor’s degrees, ensuring credibility and professional service.
Choose Innovate Lend for a dedicated, expert approach to securing the best financial solutions for you.
Our Comprehensive Financial Services
1. Commercial Property Purchase
- What We Offer: Facilitate purchases for various commercial properties, including retail spaces, warehouses, offices, industrial sites, and large parcels of land.
- Features & Benefits: Access to competitive interest rates, extensive lender network, and tailored financing solutions designed to meet your specific needs.
2. Construction Loans
- What We Offer: Specialised financing for multi-unit developments, apartment buildings, townhouses, and units.
- Features & Benefits: Flexible loan structures, competitive rates, and expert guidance throughout the construction process to ensure your project’s success.
We try to source as much funding as possible to help with your cash flow during the construction process, ensuring your project stays on track and within budget.
3. Business Loans
- What We Offer: Support businesses with loans for purchasing new ventures, expansion plans, and managing tax debt.
- Features & Benefits: Customizable loan options, quick approval processes, and dedicated support to fuel your business growth and stability.
4. SMSF Lending
- What We Offer: Enabling you to purchase property through your Self-Managed Super Fund (SMSF).
- Features & Benefits: Expert SMSF compliance advice, competitive loan rates, and strategic investment opportunities to maximise your financial returns.
Ready to Secure the Best Financial Solutions?
How We Work
Initial Consultation
Personalised Solutions
Ongoing
Support
Post-Settlement Follow-Up
Case Studies
A client approached Innovate Lend after their previous broker sourced a loan with high interest rates and costs.
Innovate Lend leveraged its extensive network of over 40 lenders to find a more suitable lender offering significantly lower interest rates and reduced costs.
As a result, the client successfully refinanced their loan with better terms, leading to substantial savings and improved financial stability.
A client with a pre-approval for a property purchase faced a last-minute decline from their lender due to an unacceptable valuation.
This risked the loss of their deposit and the property deal. Innovate Lend stepped in, assessed the situation, and quickly identified an alternative lender.
We secured a new loan with a better interest rate and favourable costings, allowing the client to complete the property purchase and save their deposit, securing the property with improved loan terms.
Transform Your Finances with Expert Guidance
Frequently Asked Questions (FAQs)
How can Innovate Lend assist with refinancing existing loans?
We can help refinance existing loans by leveraging our extensive network of over 40 lenders.
We aim to find more competitive interest rates and better terms tailored to your financial situation, ensuring you save money and improve your financial stability.
What documents are required to apply for a loan?
Typically, you will need identification, proof of income, financial statements, and details of any existing debts or assets.
Specific requirements may vary depending on the loan type and lender.
Can Innovate Lend help me if I have a low credit score?
Yes, Innovate Lend can explore various lenders and options to find suitable financing solutions for clients with low credit scores.
We aim to provide the best possible terms, given your financial circumstances.
What is the difference between secured and unsecured business loans?
Secured loans require collateral, such as property or equipment, which can result in lower interest rates.
Unsecured loans do not require collateral but may have higher interest rates and stricter approval criteria.
How long does the loan approval process take?
The loan approval process can vary, typically taking between a few days to a few weeks.
The timeline depends on the complexity of your application and the specific requirements of the lender.
What is the maximum loan amount I can borrow for a commercial property?
The maximum loan amount depends on various factors, including the property’s value, your financial situation, and the lender’s criteria.
We work to find the best options that suit your needs.
Are there any upfront fees when applying for a loan with Innovate Lend?
Upfront fees can vary based on the loan type and lender. During your initial consultation, we will discuss any potential fees to ensure transparency and help you make an informed decision.
How does Innovate Lend help with SMSF compliance?
Innovate Lend provides expert advice on SMSF compliance, ensuring that your investment meets all regulatory requirements.
We help you navigate the complexities of SMSF lending to maximise your financial returns.
Can I get a loan to start a new business with no existing revenue?
Yes, Innovate Lend can assist in finding lenders that offer start-up business loans.
While these loans may have stricter criteria and higher interest rates, we work to secure the best possible terms for you.
What happens if my financial situation changes after securing a loan?
We provide ongoing support and conduct annual reviews to ensure your loan remains competitive and suited to your changing financial circumstances.
We are committed to your long-term financial success.
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